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utilisateurs:postdocs:banks
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utilisateurs:postdocs:banks [2018/07/19 09:40] cmorice |
utilisateurs:postdocs:banks [2020/02/24 14:41] (current) rmonten Added link to overview page |
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| + | [[ utilisateurs:postdocs:infos_pratiques| ☚ back to overview]] | ||
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| ====== Banking ====== | ====== Banking ====== | ||
| You need to have a French bank account to be paid your salary, even if you already have a Euro account from another country (actually there seems to be counter-examples to this...). The quickest way to set up an account is either to deal with one of the two banks at the CEA Saclay campus (who are used to dealing with international applicants) or via a branch of Societe Generale (who have a special scheme arranged with Fnak for foreign researchers). Other banks may create hurdles, such as demanding 3 months of payslips (which is obviously impossible). You need to set up an appointment to create an account. The waiting time depends on the bank. | You need to have a French bank account to be paid your salary, even if you already have a Euro account from another country (actually there seems to be counter-examples to this...). The quickest way to set up an account is either to deal with one of the two banks at the CEA Saclay campus (who are used to dealing with international applicants) or via a branch of Societe Generale (who have a special scheme arranged with Fnak for foreign researchers). Other banks may create hurdles, such as demanding 3 months of payslips (which is obviously impossible). You need to set up an appointment to create an account. The waiting time depends on the bank. | ||
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| + | Science Accueil can set up your bank account before you arrive, and there is only need to come to sign upon arrival. | ||
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| + | ===== Comparative ===== | ||
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| + | The French state has put together a website (in French) which allows one to compare banking fees of all known banks: https://www.tarifs-bancaires.gouv.fr/ | ||
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| Bank branches at CEA Saclay: | Bank branches at CEA Saclay: | ||
| - | * Banque Populaire: Nothing amazing about it, but no complaints either - it works fine, it has representation on the CEA campus (useful for taking care of your banking during lunch breaks) and the head of this office (at least during 2012) is extremely useful and nice; online banking also works well and they have a decent security system in place. | + | * **Banque Populaire**: Nothing amazing about it, but no complaints either - it works fine and the head of this office is extremely useful and nice. The online banking also works well and they have a decent security system in place. |
| - | * BNP Paribas: | + | * **BNP Paribas**: |
| - | * possible to open bank account with European ID, working contract (also UVSQ), and proof of residence at the representation at the CEA campus. Mdm Kahn speaks English and is helpful (01/2014). I didn’t have a proof of residence with me when signing the papers, she was fine with me sending it later per email. Monthly fee for VISA card is 8,20 Euro (first 6 months for free), online banking and cheque are free of charge (01/2014). All documents and online banking system are in French only. | + | * possible to open bank account with European ID, working contract (also UVSQ), and proof of residence at the representation at the CEA campus. Mme Kahn speaks English and is helpful (07/2018). I didn’t have a proof of residence with me when signing the papers, she was fine with me sending it later per email. Monthly fee for VISA card is 8,20 Euro (first 6 months for free), online banking and cheque are free of charge (01/2014). All documents are in French only, but there is an online banking system in English. |
| * It takes about two weeks from first appointment till you have your credit card; RIB will be provided directly when signing the application | * It takes about two weeks from first appointment till you have your credit card; RIB will be provided directly when signing the application | ||
| - | * Service is bad. If problems occur it takes a couple of emails and ~1-2 working days to fix this for their office at the CEA campus. Re-occurring transactions to non-French bank accounts (including SEPA) are not possible | + | * Service is bad. If problems occur it takes a couple of emails and ~1-2 working days to fix this for their office at the CEA campus. Re-occurring transactions to non-French bank accounts (including SEPA) are not possible. |
| Others: | Others: | ||
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| * **Tranzfers.com** (foreign exchange): Works very efficiently, better exchange rates than the banks and lower fees, maybe less protection though | * **Tranzfers.com** (foreign exchange): Works very efficiently, better exchange rates than the banks and lower fees, maybe less protection though | ||
| + | ---- | ||
| + | [[ utilisateurs:postdocs:infos_pratiques| ☚ back to overview]] | ||
utilisateurs/postdocs/banks.1531993213.txt.gz · Last modified: 2018/07/19 09:40 by cmorice
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